Financial education programmes

Our youngest participants explore money fundamentals through games, stories, and practical activities. The workshop introduces earning, saving, and thoughtful spending without overwhelming children with complexity.

What they'll learn

• Where money comes from and why adults work
• The difference between needs and wants
• How saving works and why it matters
• Making choices when you can't buy everything
• Setting and achieving a savings goal

Sessions run for ninety minutes and include take-home materials for continued learning with parents. Many families report that children start noticing prices and asking more thoughtful questions about purchases.

Teenagers face increasingly complex financial decisions. This programme addresses real scenarios: mobile phone contracts, managing allowances, peer pressure to spend, and understanding how credit actually works.

Core topics covered

• Creating and sticking to a realistic budget
• Evaluating common teenager purchases critically
• Understanding interest on both savings and borrowing
• Recognising marketing tactics and pressure selling
• Opening and managing a bank account
• Setting financial goals and tracking progress

The programme runs over two sessions of two hours each, typically a week apart. Between sessions, participants complete a practical assignment applying concepts to their own situation. This creates accountability and reinforces learning.

Older teenagers preparing for university or work face financial decisions with lasting consequences. This programme provides practical knowledge for navigating increased independence.

Detailed curriculum includes

• Student loans: how they work and long-term implications
• Understanding credit scores and why they matter
• Comparing current accounts and choosing banking products
• First steps in investing and compound growth
• Recognising and avoiding common financial traps
• Managing money when living independently
• Understanding payslips, tax, and National Insurance

Delivered across three two-hour sessions with real-world case studies. Many participants attend just before university or as they start their first job. The knowledge proves immediately applicable.

Financial education works best when reinforced at home. This workshop equips both parents and children with tools for productive money conversations.

What families gain

• Shared framework for discussing money
• Strategies for age-appropriate financial conversations
• Practical activities families can do together
• Understanding how to use allowances as teaching opportunities
• Building financial confidence across generations

The workshop runs for two and a half hours with activities designed for joint participation. Particularly popular with families who want to establish better communication around money.

We deliver tailored sessions at schools and community centres throughout Cardiff. Content adapts to the group's age, existing knowledge, and specific learning objectives.

Schools often book us to supplement PSHE curriculum or as part of enterprise education. Youth groups and community organisations use our sessions to provide additional life skills training.

Session structure

Each session runs for approximately two hours and includes interactive activities, group discussions, and practical exercises. We provide all materials and can work with teachers to align content with existing curricula.

Some young people benefit from personalised attention addressing specific circumstances or goals. Perhaps they're starting a small business, managing earnings from a part-time job, or preparing for a specific financial milestone.

When to consider mentoring

• Your teenager has specific financial goals requiring guidance
• They're starting a small business or freelancing
• Preparing for significant financial independence
• Learning at their own pace suits them better than groups
• They have questions too specific for general workshops

Sessions are flexible in timing and content, adapting to the individual's needs and learning style. Typically booked in blocks of three to five sessions, though single sessions are available.